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Personal car loans for new, used or second hand. Interest rates can be fixed for the term of the loan

 
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Our Customers


A customer wanted $20,000 for a car loan. He earned income per annum of $39,000 and had two unpaid defaults.

We were successful in obtaining him a car loan for $20,000.

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Bad Credit
Home Loan

You have current mortgage arrears

You are a first home buyer
You have credit card debts
You have defaults on your credit file
You are recently divorced
You are self employed
You have credit card debt
You have unpaid defaults

bad credit home loans


Your Credit File
Have you been refused credit and don't know why?

Lenders regularly use credit reporting agencies to assess whether they should give you a loan. For this reason, it is important that the information on your credit report is accurate.
 

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Personal Car Loans


Want to buy a personal new or used car? A Bad Credit Loans Expert Personal Car Loan will allow you to finance the purchase of a new or used car and use the car as security for the loan. Bad Credit Loans Expert Car Loans are provided by any one of 30 lenders, our car finance specialists.

 

 


Key Features

Interest Rates

Interest rates are fixed and will vary depending upon the amount borrowed, the age of the vehicle and the term of the loan.

To provide an accurate quote, we will need to know the amount you want to borrow and the term of the loan. Click here to calculate how much you can borrow

Loan Security

Generally, a secured loan, will offer a lower interest rate than an unsecured personal loan. This is because the vehicle itself becomes security for the loan – thereby reducing the risk associated with it.

 

 Want more information on how to Choose a Car Loan

 

Loan Repayments

  1. Fixed for the term of the loan giving you the ability to budget more accurately.
     

  2. You may also be able to include registration costs, on-road costs, gap insurance loan insurance and comprehensive vehicle insurance as part of your finance package.

Loan Term

Loans can be usually be a term of between 1 to 7 years.

Loan Requirements

  1. The car must be less than eight years old.
     

  2. The amount being financed must be over $10,000.

 


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Personal Car Loans can be over a three, five or seven year term. Payments can be made either weekly, fortnightly or monthly.