Is your mortgage loan in arrears ? Do you have a Bad credit rating ? a major expense has hit you? poor financial history? don't fit the bank's guidelines? separated or divorced? or just got in over your head with debts? If you own real estate, a house, land, commercial building, rural property, we can assist most people in need.

 

Is your current home loan in arrears?

Do any of the following circumstances apply to you with your home loan:

 

 

Mortgage Arrears between 1 & 12 months	Mortgage Arrears due to divorce
Mortgage Arrears due to business failure	Mortgage Arrears due to illness
Mortgage Arrears due to many other loan payments such as credit cards, car loan & personal loan	Mortgage Arrears due to loss of job
Current defaults on your credit file	Current court judgments
Bankruptcy	Have entered into payment arrangements or in a Part 9 debt agreement

>> Want more information on home loan refinance & debt consolidation interest rates
 

We can assist refinance or consolidate all your loans into one. We can consolidate all your credit cards, personal loans, car loan, defaults and court judgments into one easy monthly payment.

We can help with the following:

Residential Security	Flexible Credit Criteria
Speed to funding our priority	Fixed Term/Fixed Interest
Flexible payments terms for clients	Interest Only
Renogation Options	No requirement to provide financials
Approval within 48 hours	Competitive interest rates

Bad Credit Mortgage Refinance Loans that SAVE - For a lower average rate, lower repayments, one loan and SAVE THOUSANDS.

Do all lenders offer the same rates and conditions? No. We will show you that by re-financing or re-structuring your loan it is possible to get a better deal - possibly save tens of thousands of dollars of your loan. We negotiate the best rates and terms for our customers through our extensive range of financial institutions.

>> Want more information on home loan refinance & debt consolidation interest rates
 

Real Life Case Study #1

Below is a typical example of how you may have many loan types:

Home Loan	$200,000	@	$1,274	per month
Personal Loan	$15,000	@	$379	per month
Car Loan	$15,000	@	$379	per month
Credit Cards	$10,000	@	$500	per month

TOTAL DEBT = $240,000 @ $2,5325 per month ( or maybe worse)

AN ALTERNATIVE CONSOLIDATED LOAN

Once we had reviewed the clients home loan, we were able to refinance their existing mortgage with the below repayments.

$240,000 = ONLY $1,431 per month

That represents a saving of well over $200,000 over the life of the loan.

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 Important Note

Home mortgage loans and mortgage refinance including low doc home loans and now no doc loans for the self employed. We also do a lot of bad credit mortgage loan refinancing these days for those with poor credit.

If you are currently in arrears with your current mortgage then it is time to act on this. Generally if you begin to fall more than three months in arrears on your current mortgage, the job of refinancing your home loan becomes more difficult.

Below we have listed some of the reasons you may be in arrears with your home loan

• Job loss

• Husband or wife has passed away

• Divorce

• Separation from partner

• Business failure
   

Furthermore, if your current employment is as follows, we can also assist with a bad credit mortgage refinance:

• Wage & salary earner

• Self employed

• Contractor

Consider an "all in one" debt consolidation loan. Significant savings can be achieved by the consolidation of your finances under the one umbrella. When refinancing your bad credit mortgage, home loan rates are generally lower than those of credit cards, personal loans, car loans or overdrafts.
 

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Do you need help to refinance your mortgage ?

Do you need help with refinancing your mortgage as you have mortgage arrears, credit card's) payment arrears, car loan payment arrears.

Did you know you can consolidate all these payments into one and reduce your monthly payments. Why pay credit card interest rates when you can refinance all your loans into one and pay home loan rates

Do you need help with difficult mortgage loans and debts? Don't let debt drown you, ACT NOW.

In most cases we can help save you, your family home and/or your businesses from being financially embarrassed or even bankruptcy.

Everyone deserves a second chance, or are you self-employed with poor financials.

Don't despair, we have solutions. We aim to assist you with those nearly impossible to find loans.

We may be able to help to consolidate your loans and debts - and possibly even a lower average interest rate than you are currently paying.

Refused by Banks? Refinance your home loan NOW.

	Bad Credit Loans Expert have different packages for bad credit mortgage refinance and general refinancing of your mortgage and home loan, investment loans, and commercial loans. Regardless of your situation;
	Got behind in servicing loans, credit cards and other unplanned debts;
	Your Tax Return are not prepared yet and a bank won't give you a loan;
	Unpaid defaults or judgments or even recently discharged from bankruptcy;
	Short term employment history and can't get a loan through Divorce / separation;
	Are Centrelink pension incomes preventing you from obtaining a loan;

We aim to obtain quick approvals and settlement to help you get out of a financial mess and have a second chance of getting ahead.

If you don't meet normal banks guidelines apply here now - we may be able to help.

GET YOUR MORTGAGE

With OUR Proven Mortgage Broker Services........

..Without Time Consuming Office Visits
 

I GUARANTEE to answer you LOAN enquiry
within 15 minutes on any business day