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A customer wanted $20,000 for a car loan. He earned income per annum of $39,000 and had two unpaid defaults.

We were successful in obtaining him a car loan for $20,000.

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Bad Credit
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Have you been refused credit and don't know why?

Lenders regularly use credit reporting agencies to assess whether they should give you a loan. For this reason, it is important that the information on your credit report is accurate.
 

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GMAC Auto Loans & Car Finance

Simple finance at
competitive interest rates

 

Who is GMAC Australia?

GMAC Financial Services is one of world's largest and most successful financial services companies offering a variety of products and services.

 

 

FAQ

Q. How are payments made?

A. Payments are made via Bpay or direct debit on an allocated day. This allows you to manage your budget effectively knowing when and how much is being withdrawn from your nominated bank account.

Q. Will a change in interest rates affect my repayment?

A. As you know, interest rates fluctuate continually so at GMAC Finance we will fix the interest rate for the term of your contract.

Q. What is the difference between a Residual and balloon Payment?

A. The term balloon payment is applied to a Hire Purchase contract and is the largest payment at the end of your contract that you are obliged to pay. Upon paying the balloon payment, you own the vehicle. A residual is the term applied to the amount remaining at the end of a lease.

Q. Are terms flexible?

A. Yes, you can choose a period of one year to five years to make your repayments. Also, consider a residual or balloon payment to bring your monthly cost down.

Q. What amount can I borrow?

A. You can borrow the full amount of the car price with optional extras including insurance and registration once we review your application (subject to approval). Each application is assessed on its own merits and is subject to your income and ability to repay.

 

Product Features Benefits
Consumer
Loans
Fixed monthly payments

Flexible deposits

Full purchase price may be financed

Own the vehicle outright at the end of the loan

Easy to manage

 

GET YOUR AUTO LOAN

With OUR Proven Auto Loan Services........

..Without Time Consuming Office Visits

 

 

 


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Whether you want to buy or lease, with GMAC auto financing, you've got choices. From SmartLease and SmartBuy to traditional automotive financing