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GMAC Auto
Loans & Car Finance
Simple finance at
competitive interest rates
Who is GMAC Australia?
GMAC Financial Services is one of
world's largest and most successful financial services companies offering a
variety of products and services.
FAQ
Q. How are
payments made?
A.
Payments are made via Bpay or direct debit on an allocated day. This allows you
to manage your budget effectively knowing when and how much is being withdrawn
from your nominated bank account.
Q. Will a change
in interest rates affect my repayment?
A.
As you know, interest rates fluctuate continually so at GMAC Finance we will fix
the interest rate for the term of your contract.
Q. What is the
difference between a Residual and balloon Payment?
A.
The term balloon payment is applied to a Hire Purchase contract and is the
largest payment at the end of your contract that you are obliged to pay. Upon
paying the balloon payment, you own the vehicle. A residual is the term applied
to the amount remaining at the end of a lease.
Q. Are terms
flexible?
A.
Yes, you can choose a period of one year to five years to make your repayments.
Also, consider a residual or balloon payment to bring your monthly cost down.
Q. What amount
can I borrow?
A.
You can borrow the full amount of the car price with optional extras including
insurance and registration once we review your application (subject to
approval). Each application is assessed on its own merits and is subject to your
income and ability to repay.
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Product |
Features |
Benefits |
Consumer
Loans |
Fixed monthly payments Flexible
deposits
Full purchase price may be financed |
Own the vehicle outright at the end of the loan
Easy to manage |
GET YOUR AUTO LOAN
With OUR Proven Auto Loan Services........
..Without
Time Consuming Office Visits
The Bad Credit Loans
Expert Network at a Glance
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