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Our Customers


A customer wanted $20,000 for a car loan. He earned income per annum of $39,000 and had two unpaid defaults.

We were successful in obtaining him a car loan for $20,000.

 Read More >>


Bad Credit
Home Loan

You have current mortgage arrears

You are a first home buyer
You have credit card debts
You have defaults on your credit file
You are recently divorced
You are self employed
You have credit card debt
You have unpaid defaults

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Your Credit File
Have you been refused credit and don't know why?

Lenders regularly use credit reporting agencies to assess whether they should give you a loan. For this reason, it is important that the information on your credit report is accurate.
 

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Experts in Car Loans

Clean, Impaired & Bad Credit


You can purchase your new or used car from ANY LICENSED CAR DEALER OR AUCTION HOUSE OF YOUR CHOICE. We are NOT a car dealer and therefore you are free to choose any car you like.

 

 

 

Want to buy a new or used car? At Bad Credit Loans Expert we will allow you to finance the purchase of a car and use the car as security for the loan. We will find the best car loan for you.

Why wait? At Bad Credit Loans Expert we have a car loans to suit you.

 

Minimum Requirements

  • You must be over 18 years of age

  • You must be an Australian Citizen

  • The car cannot be older than 7 years

 

Take advantage of our expert advice...

Car Loan Settlement No 4

A customer wanted $15,000 for a car loan. She had been discharged from a Part 9 Debt Agreement for over 1 year.

We were successful in obtaining her a car loan for $15,000


Car Loan Settlement No 5

A customer wanted $18,000 for a car loan. She had three paid defaults from three different banks as a result of a divorce some two years ago. She had been declined from two banks and found Bad Credit Loans Expert on the internet.

Within 24 hours of applying for a car loan and a further 4 days, found herself in her brand new car.

We were successful in obtaining her a car loan for $18,000


Car Loan Settlement No 6

A customer wanted $12,000 for a car loan. She had a part time job and was on centerlink payments. She had one unpaid telstra bill and an unpaid gas bill. She had been declined by four banks until contacting us at Bad Credit Loans Expert.

We were successful in obtaining her a car loan for $12,000


Car Loan Settlement No 7

A customer wanted $30,000 for a car loan. He was a casual worker and could demonstrate that he earned a regular income. He also had two unpaid defaults and one paid default.

We were successful in obtaining him a car loan for $30,000


Car Loan Settlement No 8

A customer wanted $12,000 for a car loan.

I am writing this email in light of the recent service provided to me by one of your employees. I am 25 years old and had a default against my name when I was 21 and have since been suffering the curse of one small mistake that I made. I didn't think anytime in the next few years would I be able to obtain any sort of credit card or loan, and was worried I would spend many years suffering because of one small error in judgement.

However, recently a close friend of mine suggested talking to a company such as yours who specialise in helping restore peoples credit ratings, so I jumped on the net and punched in my details and a couple of days later I received a call from one of your staff Bill. After a quick chat on the phone with Bill he said he believed there was a reasonable chance that I could get finance based on the info I gave him and I applied and was approved a car loan to my immense joy and satisfaction.

However as if that in itself wasn't good enough, I had the pleasure of dealing with a very polite and helpful person in Bill, and over the week that it took to get the loan settled I had umpteen million questions about this and that for him and I think on one particular day I rang him about 8 or 9 times in the space of about an hour or so and always he was happy to speak with me and answer whatever questions i had for him and even had some helpful advice at times which was much appreciated as this was the first loan I have ever had and it was all new to me.

So I would like to say that if all your employees are as helpful and as friendly as Bill, then you have a very good team there. He made the whole process very easy to deal with. Buying an expensive car can be stressful enough but that was all made easier by the fantastic help I had from Bill and the Bad Credit Loans Expert team whenever I rang up. Keep up the good work. Staff like that are an asset to your business.

Sincerest Regards

We were successful in obtaining him a car loan for $12,000

A very happy customer indeed with a nice new shiny car


Car Loan Settlement No 9

A client wanted $23,000 for a car loan.

Dearest Maria

Thank you from the bottom of our hearts !

Thank you for giving us a go when we thought we had no chance ! You really are a special person

Kerrie & Chris

We were successful in obtaining them a car loan for $12,000

 

Car Loan Calculator

Want to find out your car repayments? Calculate your indicative repayments and interest rates.

To provide an accurate quote we will need to know the amount you want to borrow and the term of the loan.

 

Calculate your repayments here

 

Bad Credit Car Loans

Do you have an impaired credit file? If you have 1 default or a number of defaults than their are alternatives for you and you can still obtain a car loan.

Loan terms are usually between 3 to 7 years and interest rates are very competitive. The interest rate will also depend on the level of the defaults.

A deposit is not required and security is taken over the car
 

Bad Credit Car Loans


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Business Car Finance

Do you or your business have a impaired credit rating? Do you or your business have Credit Judgements or Credit Defaults registered against yourself or your business?

Don't despair, we have car loan options to suit you


 

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