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A customer wanted $20,000 for a car loan. He earned income per annum of $39,000 and had two unpaid defaults.

We were successful in obtaining him a car loan for $20,000.

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Bad Credit
Home Loan

You have current mortgage arrears

You are a first home buyer
You have credit card debts
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You are self employed
You have credit card debt
You have unpaid defaults

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Your Credit File
Have you been refused credit and don't know why?

Lenders regularly use credit reporting agencies to assess whether they should give you a loan. For this reason, it is important that the information on your credit report is accurate.
 

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Car Loan  |  Car Loan Pre Approval  | Bad Credit Car Loan | Motor Finance | Car Loan Calculator
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Get pre-approved for a car loan
before you start looking


You can purchase your new or used car from ANY LICENSED CAR DEALER OR AUCTION HOUSE OF YOUR CHOICE. We are NOT a car dealer and therefore you are free to choose any car you like.

 

If you're planning to purchase your next vehicle, get your loan pre-approved first. Knowing up front how much you can afford will help make your buying experience a much nicer one.

 

 

How to get started

After completing the 5 minute Quick Loan Qualifier online, you will be given a general idea of what your monthly payments maybe.

This way, you will be ahead of the game and ready to purchase your new vehicle knowing how much you can afford.

After completing the online application, you will then be contacted directly by a member of the Bad Credit Loans Expert team who will be your personal loan consultant for however long it takes to get the best deal available to you for purchasing a new or used car and re-establishing your credit.

How long does it take

  1. Once we have received your online enquiry, we will contact you within 24 hours of any business day.

  2. When we phone you, we will ask you a few simply questions such as confirming your income and your current employment.

  3. If you have not already done so, we will email/post you the application form. Simply fax/email/post it back to us.

  4. Once we receive your application form, it takes about 3 hours for us to receive a conditional approval.

  5. What does a conditional approval mean? You will be told how much you have been approved for and what the maximum amount you will be financed.

  6. Once you find your car, simply fax the following to us:

  1. Contract of Sale (subject to finance as the condition)

  2. Tax Invoice

  1. We will then email/fax/post you the loan documents for viewing and signing.

  2. Once we receive the loan documents, it takes about 24 hours for the loan to settle and for you to collect your car.

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