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A customer wanted $20,000 for a car loan. He earned income per annum of $39,000 and had two unpaid defaults.

We were successful in obtaining him a car loan for $20,000.

 Read More >>


Bad Credit
Home Loan

You have current mortgage arrears

You are a first home buyer
You have credit card debts
You have defaults on your credit file
You are recently divorced
You are self employed
You have credit card debt
You have unpaid defaults

bad credit home loans


Your Credit File
Have you been refused credit and don't know why?

Lenders regularly use credit reporting agencies to assess whether they should give you a loan. For this reason, it is important that the information on your credit report is accurate.
 

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Looking For The Key To More Car Sales

 

If you are a car dealer, auction house or are simply looking for an alternative to your current car finance options then we are your answer. We can arrange finance for your client at very competitive interest rates with very quick turn around times.

We also respect that you have worked very hard in obtaining the client in the first place and with our state of the art computerized system, the client will remain yours at all times. Even if the client comes back to us at a future date, we will always ask the client to contact you in the first instance.

Don’t lose vehicle sales because you can’t get finance!

We are car finance brokers operating in the Clean, Bad credit car loans & Non-conforming car loans market.

 

 

We will set deals other financiers won’t

We are not in competition with your existing financier. Use our services as a back up to your existing lender.

Are more tolerant of existing unpaid defaults and accept reasonable defaults under arrangement.
Finance people less than 23 years of age.
Consider any application previously rejected by other financiers.
Bad credit car loans.
Too busy to set the deal yourself.
Not sure if it is an acceptable deal.
Just wanting to try us
Discharged Bankrupt

 

 


 

Product & Acceptance Guidelines

 

 

Loan Purpose

Interest Rates

 

 

  • Purchase of vehicles for private use
  • Start at 9.75%
  • Purchase of vehicles for business
    and commercial use.

 

 

 

Loan Amount

Insurance

 

 

  • Minimum $5,000
  • We provide Motor Insurance, CCI and Gap Insurance.
  • Maximum $100,000
  • We can build Motor Insurance, CCI and Gap Insurance into the loan

 

 

Terms

Let us do the work

 

 

  • 5 year loan term

Bad Credit Loans Expert recognizes that there are many reasons why it is more convenient, both in terms of time and resourcing to have Bad Credit Loans Expert undertake a number of the tasks associated with finance application process.

 

  • Payments can be made weekly, fortnightly or monthly
  • Finance up to 130% of the vehicle
  • Vehicle must be 8 years old or less

Credit History

Referral Fee

 

 

Where there have been defaults, the following assessments will be made:

  • To be discussed with each referrer
  • Type of default (finance, telco or utility)

Part 9 Debt Agreement

  • Age of default

 

  • Amount of defaults
  • Defaults can be paid or unpaid
  • Applications from individuals who are discharged from Part 9 debt agreements will be considered 1 day after discharged.

Bankruptcy

  • Applicants will be considered who have been in a Part 9 debt agreement for more than 18 months and can show good payment history whilst in the Part 9 debt agreement.

 

  • Applications from discharged bankrupts will be considered 12 months after discharged

 
 

 

GET YOUR Car Loan or Personal Loans

With OUR Proven Car Loan Services........

..Without Time Consuming Office Visits

 

 

 
 

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Hire Purchase Bankruptcy Mortgage Refinance Personal Loans - Debt Consolidation
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Car dealer & Car Sales. Don’t lose vehicle sales because you can’t get finance. If you are a car dealer and looking for other finance options then contact us for more information.